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What Are the Best Online Estate Plan Providers?

By Kristin Hoppe

April 22, 2021


Estate planning is one of those tasks that's easy to put off, but that has a huge impact on your family and your loved ones.

Thankfully, it's easier than ever to plan your estate through online providers from the comfort of your own home.

Before we go over some of the best online estate plan providers for you, let's take a look at what estate planning entails and how to find what's the best fit.

What is estate planning?

In simple terms, estate planning (sometimes also known as legacy planning) is a set of legal documents that explain how to distribute and protect your assets once you pass away. This can also include end-of-life medical decisions and how to care for children.

Every family should have an estate plan, even if you don't own an extensive amount of property or if you're younger. That's because doing so makes life easier for any family members you leave behind.

An estate plan may include but is not limited to:

What are the best online estate plan providers?

This largely depends on what you're looking for. Much like tax preparation, you can decide to hire a professional, do-it-yourself, or something in between. Online estate plan providers often provide a nice hybrid between these options that can be more affordable than traditional legacy planning, while also giving you more say in the process.

Here are some of our top recommendations:

The Best Free Option

FreeWill 

Pricing options:

  • Free

Provides help with:

  • Will and trust

  • Advance health care directive

  • Financial power of attorney

FreeWill makes it easy to fill out your last will and testament in only 20 minutes. The company's product is free of charge due to support from nonprofit organizations. To help fund this, some will makers may leave a portion of their estate to charities.

Unlike some of the paid options, you can also make alterations to your will whenever you'd like with no expiration date. Their advance healthcare directive documents and durable financial power of attorney documents are also free to use.

If you're looking for more comprehensive help, taking prepared documents to an attorney will still save you time and money overall.

The Best Lower-Cost Option

Rocket Lawyer

Pricing options:

  • Pay per document

  • $39.99 premium plan

Provides help with:

  • Wills

  • Trusts

  • Medical power of attorney

  • Guardianship

  • Business documentation

This platform gives you the benefit of creating a last will and testament through an easy template, with options to message a lawyer with specific questions for an additional fee. You can securely sign your documents on mobile, and it's easy to invite others to sign it as well.

Not dissimilar to services like TurboTax, Rocket Lawyer also provides added protection with Document Defense<span class="f3 relative top--1">®</span>. Customers who decide to purchase the premium plan have access to an on-call attorney should there be a dispute with your will.

Because you're charged per question, this is probably the most affordable option if you don’t plan to ask for much clarification. Otherwise, a higher-cost option with unlimited questions for a year could be the better fit. Rocket Lawyer offers a free trial for 7-day cancellation. 

The Best Mix-and-Match Option

LegalZoom

Pricing options:

  • $179-$329 for one person

  • $279-$379 for two people

Provides help with:

  • Last will and testament OR living trust

  • Power of attorney (POA)

  • Living will (advance healthcare directive)

LegalZoom is a great option if you’d like a little more guidance bundled into different packages. This company provides pricing based on one to two people. Each package comes with a consultation to talk about your wishes and counsel throughout the process. In addition to the documents listed above, LegalZoom also allows you to make unlimited updates and revisions to your documents as often as you need at no additional cost.

They also provide one year of legal questions related to your estate planning at $119.88 annually. This makes it easy to get clarification from their network of attorneys. LegalZoom will issue a refund from 60 days of purchase date if you're not happy with the product.

The Best Comprehensive Option

Trust & Will

Pricing options:

  • $39-$499

Provides help with:

  • Revocable living trust

  • Schedule of assets

  • Last will and testament

  • HIPAA authorization

  • Living will

  • Power of attorney

Trust & Will's a la carte options make it easy to pick smaller plans at a lower price point (such as nominating guardians or creating a will) or full-blown legacy plans with all the bells and whistles.

Their comprehensive trust-based estate plan comes in at $399 for one person or $499 for couples. These plans include state specific planning documents, complementary first-time shipping, and one year of unlimited update service.

If you wish to continue to update your documents after the first year, you'll need to pay $39 each year thereafter. You can also get support from a licensed estate planning attorney, but you’ll need to pay $200 a year to supplement your plan. Trust & Will have a 30-day money back guarantee.

Summary

Online estate planning options make legacy planning more accessible and straightforward than it's been in the past.

But that doesn’t mean it’s for everyone. Some families have more complex estates that require professional legal and financial counsel. Sometimes it's worth getting extra help to have better peace of mind.

Whether you decide to complete these documents online or in-person, it's always good to know your options.

Trustworthy Can Help

Trustworthy is the Family Operating System®, an online service that helps your family curate, manage and securely share your important family information so that you have peace of mind, no matter what the future holds.

We help create a roadmap for all your important documents and family information, with secure storage and custom sharing options. Our concierge service also makes it easy to find an in-person lawyer if that’s what you’re looking for. You can learn more about how we can help your estate planning here.